For businesses
Agentic Commerce Platform - Deploy Agents That Spend Safely
Put agents to work on procurement, subscriptions, and ad spend without losing control of the budget. Caps, approvals, and audit your finance team will actually approve.
In short
An agentic commerce platform lets a business deploy AI agents that buy, renew, and pay on its behalf, under finance-grade controls. Agentspay gives those agents wallets with hard caps, human approval above a threshold, scoped virtual cards, and an audit trail that ties every spend to an intent, owner, and policy, so finance and compliance can sign off.
The problem
Why this is hard without a control plane
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Finance will not approve agents touching company cards without caps and sign-off.
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You need to answer which agent spent this, on whose instruction, for any transaction.
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Compliance needs an immutable record and instant revocation.
The control surfaces
What you get with Agentspay
Each surface is enforced in the platform, not in fragile agent code.
Spend controls
Spend controls
AI agent spend controls are rules that limit what an agent can buy: per-transaction, daily, and total caps, merchant and category allowlists, and velocity limits. Agentspay evaluates them at the API boundary, so a hallucinating or compromised agent is declined before it can overspend, not flagged after.
Learn moreHuman approvals
Human approvals
Human in the loop agent payments means an agent's transaction pauses for human sign-off when it crosses a threshold you set. The agent waits, the request is sent to Slack, email, or a webhook, and nothing settles until a person approves or denies. The decision and approver are recorded in the audit trail.
Learn moreAudit trail
Audit trail
An audit trail for AI agent spending is an immutable, append-only record of every payment an agent made. Each row links the spend to the intent that triggered it, the agent that requested it, the human who owns the agent, the policy verdict, and the approver. It gives you cost attribution, reconciliation, and a record you can defend.
Learn moreAI agent wallet
Agent wallet
An AI agent wallet is a funded, budgeted account that belongs to a single agent. You top it up to a set amount, attach spend limits and rules, and the agent draws from it. Because the wallet is capped and policy-gated, the agent cannot exceed its budget or spend outside the rules you wrote.
Learn moreFurther reading: agent spend at month-end close, how to reconcile agent spending, and who is liable for an agent purchase. Or see what it costs on the pricing page.
See policy decide
Watch a transaction run the gauntlet
Pick a scenario and watch policy auto-approve the routine spend or hold the big one for a human, then write the audit row.
Pick an agent
Payment intent
intent: ▌
Policy evaluation
Human approval required
This spend is over your approval threshold. Approve it to issue a scoped card, or deny it.
Scoped virtual card issued
Wallet budget
spent of
Audit trail
Keep exploring
More solutions
For agent builders
Agent builders
You are building the agent. We are the safe way for it to pay. Drop in a wallet, a policy, and a scoped virtual card without building a money-control stack yourself.
ExploreFor AI platforms
AI platforms
Give every agent on your platform a safe way to pay, without becoming a payments company. Embed wallets, policy, cards, and audit, and keep your own rail and issuer.
ExploreFor agents that earn
Agents that get paid
Some agents earn. An agent that sells a service, runs a paid API, or settles with another agent can receive payouts into its wallet, with the same policy and audit.
ExploreShip agents that spend safely
Create a wallet, write a policy, and issue a scoped virtual card in an afternoon. Sandbox-first and rail-neutral.
Never moves money without policy